Medicare enrollment used to be easy... but not anymore.

JUST ONE Medicare mistake can cost you thousands of dollars and keep you from getting healthcare services.

Plus, many of these mistakes cannot be undone.


Don't make the critical error of underestimating the complexities of Medicare. With i65 software, you can now get unbiased, expert Medicare enrollment guidance specific to your unique needs in as little as 25 minutes!

Why struggle to figure out Medicare all on your own and face the risks of getting it wrong? By answering some simple questions, i65 teaches you what you need to know to make the best decisions for your unique needs. Please don't wait any longer to get the unbiased, expert help you need. Get started using i65 today!

Or, you can also learn more about how i65 helps you through the six steps of Medicare enrollment here.

Learn why Medicare is so confusing.
To watch the next video, click here.


To learn more:   Call 262.240.9860  or email

Each day, people all over the country struggle to make sense of Medicare.

“Do I have to enroll in Medicare?”
“Will I face late enrollment penalties?”
“Can choosing the wrong plan really become premanent?”
“What if I make a mistake?”
“Can't someone just tell me what to do?”


We're putting a stop to Medicare confusion.

Meet i65®. Created by nationally-recognized Medicare expert, Diane J. Omdahl, RN, MS, i65 is a revolutionary, unbiased decision mapping software that takes the confusion and complexity out of signing up for Medicare. By answering some simple questions, you'll get personalized Medicare coverage recommendations and step-by-step enrollment instructions – without any insurance sales pressure or bias — delivered via your own custom i65 Medicare RoadMap report.

i65 Medicare Mapping software is simply
a better way to approach Medicare enrollment.

What clients are saying:

"I was at a friend's house last week, and he showed me a copy of a Medicare book that he was assiduously reading to prep for turning 65 later this year. That was when I decided to use help him use i65. Using i65 with him reinforced my belief that most people are intimidated by the whole Medicare sign-up process, and could certainly use the help that i65 affords them."   George Gagliardi, Massachusetts
"I've gone through the i65 Roadmap now and feel much more confident about my Medicare destination. The i65 software is such a valuable asset in comprehensively and quickly leading through the whole Medicare decision-making process. Although I have been researching the Medicare issues for a while now, the i65 software with its informative links helps make decision-making much more informed, clear, and concise. I certainly learned a few things that I wasn't aware of."  
Dave Ehrlinger, California

To learn more:   Call 262.240.9860  or email


The following are just a few examples of the millions of people who make Medicare enrollment mistakes.

For the real people making the real mistakes listed below, just one Medicare mistake means they'll overpay for health coverage, will not be able to get certain types of coverage, and/or may not be able to get needed healthcare services or see their preferred healthcare providers – for the rest of their lives.


TOTAL COST: $5,200

Plus, Carol may NEVER be able to get a Medicare Supplement plan.

CASE STUDY: Enrolling Too soon

Did you know? Some people need to enroll in Medicare immediately at 65 or face late enrollment penalties. However, other people should delay Medicare enrollment or face similarly expensive consequences.

When Carol turned 65, a professional told her that she had to enroll in Medicare in order to avoid late enrollment penalties. Following this guidance, Carol enrolled in Medicare Parts A, B and D.

Unfortunately, Carol also remained covered by her husband's employer plan. This means that Carol enrolled in Medicare prematurely – paying $5,200 over a 20 month period for Part B and D coverage that she could never use. Plus, she no longer has a Guaranteed Issue Right. This means that, if she has any preexisting health conditions, she may NEVER be able to get a Medicare Supplement plan.

Bottomline: i65 could've saved Carol thousands of dollars
and kept all of her coverage options available to her.

Click here to learn how i65 helps you through all six steps of Medicare enrollment.


TOTAL COST: $9,814+

Plus, Tom will pay a 10% late enrollment penalty for the rest of his life.

CASE STUDY: Enrolling Too late

Did you know? Your Initial Enrollment Period for Medicare is three months before your birth month, your birth month, and three months after your birth month... UNLESS your birthday falls on the first of the month. Then, everything shifts ahead one month.

Tom was not aware of this nuance and missed his Initial Enrollment Period. As a result, the next time Tom could enroll in Medicare was during the General Enrollment Period (January to March of each year). Then, his Medicare coverage wouldn't begin until July.

The average monthly premium of a private healthcare plan for someone 64 years of age is $701. Since Tom needed 14 months of coverage, this mistake cost him $9,814! Plus, Tom will pay a 10% late enrollment penalty added to his monthly Medicare premiums for the rest of his life.

Bottomline: i65 would've saved Tom almost $10,000
and helped him avoid late enrollment penalties.

Click here to learn how i65 helps you through all six steps of Medicare enrollment.


TOTAL COST: Incalculable

Roslyn is stuck with a type of coverage that gets more expensive as well as increasingly restrictive each year.


Did you know? When you choose a retiree plan, you may not be able to get a Medicare Supplement later – regardless of how your retiree plan may change in the future.

As a retiring teacher, Roslyn opted to take the state-sponsored retiree health plan. When she initially retired, the coverage was fantastic. Over the years, though, her benefits have eroded. Today, her retiree plan provides just a fraction of the coverage it used to. As a result, Roslyn wanted to dump her retiree plan.

Unfortunately, Roslyn never learned that—regardless of how her retiree plan might change—her other Medicare coverage options could be limited. Today, she can no longer get a Medigap plan.

Bottomline: i65 would've help Roslyn understand and better plan for the long-term implications of her coverage decisions at age 65.


Did you know? If you opt for certain types of Medicare coverage, you may not be able to get the healthcare services you need from the providers you prefer.

When Lee turned 65, he opted for a zero-premium Medicare health plan. At the time, it seemed like a great option since he rarely needed healthcare services. Then, shortly after his 67th birthday, Lee was diagnosed with Stage 4 bladder cancer.

When Lee began seeing an oncologist outside of his plan's network, he was surprised to find out that he was responsible for 100% of his medical costs. After appealing for coverage and being turned down, Lee now faces a very difficult decision — continue seeing the out-of-network provider who provides the more experimental treatment paying all of the healthcare costs until he can change plans during Open Enrollment, try to find an in-network provider that provides similar services or go without the treatment.

TOTAL COST: $78,000+

Lee must pay out-of-pocket for his cancer treatment for 6 months. Then, he'll pay 20% of all care thereafter.

Bottomline: i65 would've helped Lee understand how all
of his coverage options worked – for better and worse.

To learn more:   Call 262.240.9860  or email